When refugees are admitted to the United States for resettlement, their travel is arranged under a loan program by the International Organization for Migration. Refugees sign a promissory note stating that
they will repay the interest-free loans to cover travel costs over a pre-determined period. CWS’s Immigration and Refugee Program oversees the repayment process for the refugees we resettle. By guiding
them through the repayment process, our loan counselors help refugees gain a basic understanding of personal credit literacy.

Bethany Refugee Services Refugee Resettlement Program
1050 36th Street SE Suite 400
Grand Rapids, MI 49508-5581
Phone: 616-284-3262
Website: https://bethany.org/get-involved/learn/refugee-care
Reception and Placement resettlement services
Matching Grant employment services
Preferred Communities Intensive Case Management