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The Home Repair program’s loans can be used to fund household repairs such as fixing a leaky roof
or replacing a broken-down heating system. They can also be applied toward cosmetic or structural improvements, such as additions and kitchen and bath upgrades.
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The Home Repair program’s grants, however, are intended to be used primarily to eliminate health and safety risks for older residents, such as winterizing a drafty house or repairing faulty electrical wiring. Grants can also be applied toward improving accessibility for residents with disabilities (e.g., installing
a wheelchair ramp). Grants cannot be used to modernize or make cosmetic upgrades to a home. Be sure
to check with your area Rural Development field office for specific funding guidelines.
Find your office by checking at this link: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
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