Program Overview:
The Section 184 Indian Home Loan Guarantee Program is a home mortgage product specifically designed for American Indian and Alaska Native families, Alaska villages, tribes, or tribally desig-nated housing entities. Congress established this program in 1992 to facilitate homeownership
and increase access to capital in Native American communities.

With Section 184 financing borrowers can get into a home with a low-down payment and flexible underwriting. Section 184 loans can be used, both on and off native lands, for new construction, rehabilitation, purchase of an existing home, or refinance.